Total purchase cost of the property including taxes. This should not include other extra costs like legal costs, financial costs…

The percentage of the total cost that will be financed, through a mortgage, a loan…

If no part of the cost of the property is financed, this value should be zero, as it is by default.

The interest rate for the financed part of the cost. It should be constant for all the investment period at the selected interest rate.

Securing finance between 4% and 7% is normally achievable in any EU country

The planned period of investment.

The number of years it will take for the property to be completely finished. This applies for any off-plan property purchase, otherwise it should be blank.

The estimated yearly capital growth of the property during the investment period

The expected monthly rental income once the property is completed and ready to be rented.

It varies from one property to another depending on the market, the location, and the unique benefits of it.

The time the property will be rented. 100% means that the property will be rented 365 days per year.

• For long term rentals, a figure between 85% and 95%
• For short term / holiday rentals, a figure from 60% to 80%

The cost associated with the rental. This should cover the services from the letting company, if applicable. It varies for every country/area the property is located, but it is normally between 7% and 15% of the rental income.

Legal cost associated with the purchase of the property.

The maintenance cost of the property during the investment period. This should include community fees, local taxes associated with the ownership of the property…

Any other costs associated with the purchase of the property and not included before, like furniture packages, white goods…

The discount of the property compared to average market value, as a percentage. An inherent market value should be considered if the purchased property is cheaper than similar properties in the area.